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Financing

service finance

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Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. Our program strives to provide our contractors with the flexibility they require to offer their customers the ability to finance their purchases of products such as: HVAC, Windows, Doors, Siding, Sunrooms, Flooring, Water Treatment, Plumbing, Solar, Roofing, Insulation and many more.

*No Payments, No Interest, For 12 Months – Coupon Disclaimer

6, 12, 18, 24 No Interest, With Payments (state specific).

Financing offers a 12, 18 or 24-month deferred interest feature (the “promotional period”) on your purchase. Finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, but your monthly payment during the promotional period will go entirely to the principal balance. You will not have to pay the accrued finance charges until after the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay the accrued finance charges. However, if during the promotional period any scheduled monthly payment is received from you more than 30 days after the date the payment is due, then the promotional period ends, and you will be responsible for paying the finance charges that have accrued during the promotional period as set forth in the Truth in Lending Disclosures. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply.

Wells Fargo Home Projects®

The Wells Fargo Home Projects® credit card is issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender. To apply for financing of Trane products and services, please click the image below.

hvac trane financing

Wells Fargo Carrier® Credit Card

A Carrier® credit card is issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender. It is an easy and convenient way to pay for goods and services. To apply for financing of Carrier products and services, please click the image below.

hvac carrier financing

hvac financing

Click here to download our Microf Approval Process Guide!

Click here to learn about Microf Proof of Income!

Apply here for Microf financing!

Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payments
  • Early purchase option discounts.

Eligibility Requirements

Microf’s program is designed for Homeowners that have an active bank account, and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. It is that easy.

The following documents are accepted as verification of eligibility and are needed to complete the approval process:

  • A completed online application
  • Proof of income

For more information, please visit www.microf.com or call 855-MICROF1 (855.642.7631)

Why Choose Us?

We stand by our 100% customer satisfaction guarantee

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BBB Accredited Business
We are fully Accredited by the BBB.
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Award Winning Service
We're humbled to be considered one of the top Air Conditioning companies in the New Orleans area.
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Professional Staff
Our highly trained and certified AC technicians are dedicated to offer 5 star AC service every time.
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Hassle-Free
We worry so that you don't have to. We offer stress-free service calls and AC installations.

What Our Customers Are Saying

Highly Recommended!

Surgi’s was very pleasant to deal with. Always courteous customer service. Received my annual A/C maintenance today from Troy Robert. He gave me a courtesy call to let me know when he was coming. He arrived promptly, and was very friendly and informative. Highly recommended! Thank you!

Matthew J.

Very professional!

The technician, Rene, was very thorough and informative. He called before he was arriving to let me know when he would be there. It was in the window of time Surgis gave me. I will definitely use them for regular maintenance and future HVAC needs. Very professional!

Karin M.

Quick Response

Surgi’s quickly responded to my call. Was at my home the next morning. The tech was very knowledgeable and polite. He had all the parts that he needed and was able to resolve my problems in a few hours. My maintenance contract was reasonable and worth every penny. I receive excellent care. I highly recommend Surgi’s.

Sandy C.